What is the importance of health insurance?

Importance of health insurance

What is health insurance?

Health insurance policy is the agreement between insurer and insured in which insurer takes guarantee to cover all the risk of hospitilization of insured.

Why health insurance is important for us?

Our lifestyle is changing day by day, people used to eat junkfoods like burger, pizza, chinese etc. which increases the risk of falling ill.

Covid-19 ; yes for many decades 2020 will be remembered for covid-19 attack on earth. Scientists are trying hard to prepare covid-19 vaccine even they have success in making medicines for mild symptoms of covid-19. Still you never know when will you come in touch with corona patient. So you have to be prepared for every condition. Almost every general insurance company have the plan for covid-19. So with the risk of the virus health policy must needed.

Air pollution has been increased too much due to indusrial companies, smog of vehicles running on the road which increases the risk. It is the major reason that you should buy a policy now for you and you family also.

Stress ; people of adult age are taking too much stress of work, career, education, family and many things which may effect on your brain temporarily and increses the risk.

Benefits of health insurance

Your hospitilization can completely finish your years of saving. So by getting a health policy you can protect your savings.

Having a health policy will give you peace of mind as you know that you are well protected.

Pre-hospitalization ; Health policy also covers the expenses which you have spent before getting hospitalized.

Cashless facility ; There is no stress of amount reimbursement means you dont have to pay the bills to hospital then ask for amount reimburse from insurance company. Beacause most of the companies have tied up with hospitals. You just have to go in the hospital which have already tied up with the company show them card and hospital will take the amount directly from insurance company.

Health checkup ; most of the companies provide you a free health checkup atleast once a year.